Best Cash Back Credit Cards Offers

Cash Back! Who doesn’t like the sound of that? Everyone wants to be rewarded for their spending. What better way than to receive cash back for the purchases you make?

There are a ton of credit card cash back offers out there. The key is to find the ones that will reward you most for the purchases you make most frequently. I did a little research on the credit card cash back offers being presented today.

By comparing and contrasting I found the best credit card cash back offers available. The Blue Cash Everyday from American Express, Chase Freedom Visa, and Discover More Card offer maximum rewards on the purchases made most by everyday people. These cards definitely give you the most bang for your buck!

Maximum Rewards with the Discover More Card

The Discover More Card has an excellent cash back rewards program. Automatically 1% cash back is received on all purchases just by using your card. 5% cash back is earned in specific categories that change throughout the year.

The great thing about these categories is they are places that are commonly used by everyone. Gas stations, department stores, and restaurants are just a few categories that are offered.

To earn the 5% cash back rewards all members have to do is sign up, free of charge. The process is made very easy, just simply click a button. Another way Discover allows members to maximize on their cash back rewards is by shopping online.

When members make purchases through Discovers online store 5-20% cash back can be earned. The discover store has thousands of products offered by the most popular retailers out there. Choose from Macy’s, JCPenney, Best Buy, and almost 200 other retailers.

Maximum Rewards with the Chase Freedom Visa

Another great option to choose from within credit card cash back offers is the Chase Freedom Visa. This card provides many opportunities for members to earn the maximum amount of rewards.

First off, all members receive 1% cash back for every dollar they spend. 5% cash back is earned in select categories throughout the year. Every 3 months the categories are changed.

One quarter may include gas stations and amazon.com, while the next quarter may include grocery stores and movie theaters. Up to 10% cash back can be earned when members shop Chase online.

There is a wide variety of merchants and products to choose from. As a new account holder of the Chase Freedom Visa members have the opportunity for an added bonus. When $500 in purchases are made $100 in cash back is earned.

Money Back with Blue Cash Everyday

The Blue Cash Everyday Card from American Express is another great choice when choosing credit card cash back offers. Members earn 3% cash back at supermarkets. 2% cash back is earned at gas stations and department stores. All other purchases receive 1% cash back.

One of the great features about this rewards program, that may be appealing to some, is the categories remain the same. Members always receive 3% cash back at supermarkets, as well as 2% cash back at gas stations and department stores.

This consistency can prevent any confusion. This also makes splitting up expenses easy. Always use your Blue Cash Everyday card for purchases at those select locations. It ensures maximum cash back rewards for money spent.

For more information about these credit card cash back offers or to apply for one of the cards mentioned, I have provided a link above for easy access to the credit issues site.

Best Cash Back Credit Cards 2021

Citi Custom Cash℠ Card

Annual Fee:
$0
Rewards Rate:
1%-5% Cashback
Intro offer:
$200
Credit Score:
Good-Excellent

Top Benefits

The $0-annual-fee Citi Custom Cash℠ Card offers something unique in its class: 5% rewards that are automated based on your spending and don’t require any “activation” or bonus-calendar tracking. Terms apply.

Blue Cash Preferred® Card from American Express

Annual Fee:
$0 First year then $95
Rewards Rate:
1%-6% Cashback
Intro offer:
$350
Credit Score:
Good-Excellent

Top Benefits

The annual fee is high for a cash-back card, but the stellar rewards rates on the Blue Cash Preferred® Card from American Express will more than make up for it for families that spend a lot on groceries, gas, transit and streaming.

Blue Cash Everyday® Card from American Express

Annual Fee:
$0
Rewards Rate:
1.5%-5% Cashback
Intro offer:
$250
Credit Score:
Good-Excellent

Top Benefits

The Blue Cash Everyday® Card from American Express is a great option for families that spend a lot on groceries and gas but not enough to justify the annual fee on the Blue Cash Preferred® Card from American Express.

Discover it® Cash Back

Annual Fee:
$0
Rewards Rate:
1.5%-5% Cashback
Intro offer:
Cashback Match™
Credit Score:
Good-Excellent

Top Benefits

You get 5% cash back on up to $1,500 in spending per quarter in categories that you activate — and unlike with some cards, the 5% categories include places where a lot of people spend a lot of money. With Discover’s unique bonus and a $0 annual fee, the Discover it® Cash Back does well as either an everyday card or a backup.

Bank of America® Customized Cash Rewards credit card

Annual Fee:
$0
Rewards Rate:
1%-3% Cashback
Intro offer:
$200
Credit Score:
Good-Excellent

Top Benefits

The Bank of America® Customized Cash Rewards credit card combines a rich offer for new cardholders (see the product details tab) with a semi-customizable rewards structure that lets you choose which purchases will earn the highest cash-back rate.

Chase Freedom Flex℠

Annual Fee:
$0
Rewards Rate:
1%-5% Cashback
Intro offer:
$200
Credit Score:
Good-Excellent

Top Benefits

The Chase Freedom Flex℠ offers rewards as high as 5% in specific categories (some that change quarterly and some that don’t), plus a generous bonus for new cardholders. If you’re willing to put in a little work, it’s one rich card.

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